Christmas Spending

Just a quick thought, since Christmas is coming up.

"Christmas is not an emergency; it doesn't sneak up on you. Christmas is always in December, they don't move it; therefore it is not an emergency." (Dave Ramsey)

Yes, it's a tight time financially for pretty much everyone. However, if you have an emergency fund, keep this in mind. Christmas is a planned event. An emergency would be something like a flood or a catastrophic car accident. Leave the emergency fund for emergencies.

This might mean cutting back a bit this Christmas, but you can do it. You might as well focus more on what the purpose behind Christmas is (and it's NOT presents and Santa.).

Dave Ramsey Talking in an Understanable Way

Okay. I had the good intentions to do a regular post each Friday and Sunday, but life (aka Grad School) got in the way there. But I'm back (hopefully)!

Since my last post, I think it was Oddly Enough about selling Box Tops for Education on Ebay. (It really works, at least it did for me), I've been trying to squeeze in some financially based reading. I've seen Dave Ramsey mentioned over and over, and I found a decent deal on one of his books, so the next few Finance Friday posts may be a little Ramsey heavy.

I will admit I don't watch his tv show, because, well.... it's annoying. But the book I'm currently reading is very user friendly and easy to understand.

Today's Financial Gem:
" (Make) a decision about looking good versus being good. Looking good is when your broke friends are impressed by what you drive, and being good is having more money than they have."

Thank you, Dave Ramsey!